MMMiii!

When PayPal DID allow us to add Philippine bank accounts, you still couldn’t withdraw because your limit would be $0 even if you added a bank account. What you needed was to get verified and you had to have a credit card.

Or so I thought.

After wasting my money buying things online because I thought that I couldn’t get my money from PayPal, I met Geri of websaytko.com - raredog’s chronicle and told me about UnionBank’s Debit Card - eon. I know that I knew about it or heard about it before but I can’t remember why I rejected the idea. Probably because of reading through people’s comments in a forum before. I really don’t know anymore.

Ah! I just remembered. I didn’t have enough valid IDs. I only had a company ID. That’s why I couldn’t get one.

And so… to get a local visa debit card

1. You have to have valid IDs. Government-issued cards are always the best for this, like TIN card, SSS, etc.
2. Go to any UnionBank branch and apply for the eon or apply online. If you apply online, you’ll just need to designate a pickup point and go there and pay the P350 fee.
3. Since this is for PayPal purposes, I would suggest paying P500 so there will be an instant deposit of P150. Getting the card takes 3-5 business days and when you get the card itself, it takes about 3 days to be activated.
4. Register for online banking. I’m not sure how long it takes, I think 3-5 business days before you get online access.
5. Get your PayPal account verified. Usually it takes 3-5 business days because it takes time to credit, but since you have online banking, it will instantly appear in your transactions (PayPal takes $1.95 from you, hence the P150… which will be returned in a couple of days) and then you could get your PayPal verified instantly.
6. To withdraw, I would suggest just withdrawing it to the UnionBank account since it also acts like an ATM card.
7. The minimum amount to withdraw to the bank account without additional charges is P7000. Below that, I believe there is a P50 charge or something.

Then voila! You’ve got a debit card and you could now withdraw your money painlessly from PayPal. You could also do online transaction in case they don’t accept PayPal, like if you want to buy Primera labels.

Another good thing with having a verified PayPal is eBay. You can link your PayPal account to your eBay and everything would go smoothly.

This post was written for Sarah which was supposed to have been done almost 3 weeks ago. Sorry for being so lazy and forgetful and I won’t make being busy an excuse. <3

I’m going to be rich one day. I’m going to buy a house with vinyl siding and shingled roofs, and large airy rooms with centralized heating or airconditioning. My bed would be huge. I mean HUGE. And I’ll have a computer with a huge lcd monitor hung on the wall with wireless mouse and keyboard so I can stay in bed and play with the computer.

=_=

It’s just that after sleeping over at Iks and Eelai’s place where I was able to sleep comfortably on their couch and was able to stretch out while sleeping, I kind of got spoiled. I want to have a bed again. I miss my old bed. It was kind of a futon and just on the floor. It’s not possible to have that kind of bed in this house though. It’s rat and mice infested and it floods during the rainy season.

*sigh*

I want my old bed.

I want a new computer.

I want a new bed.

I want a new computer >_>.

Well… I do have my reasons. I kind of heard about this from Tom before. He explained that if you have CC and you pay your dues on time and stuff, you can slowly increase your credit limit. So that’s what I want to do. The point is simply just pay the dues on time, don’t let what happened to Orc happen to me wherein he got buried with debt because of CC.

Mama and I were discussing getting a loan as well. In three years, that will be possible. It’s a long time from now, but it wouldn’t hurt thinking about the future. I said before that I’m not the type of person who thinks into the future too much but it’s not bad thinking about it every once in a while. If I do get a loan, and I haven’t found any small business opportunity by then, I could just put it into a Time Deposit account and let it mature, and then get a loan again, and probably, the loan I can get will be higher. Rinse, Wash, Repeat. It might take a couple of years. This is just an idea.

It’s no big secret that I don’t have plans living in this hole forever. But if in case I won’t be able to go away, the least I could do is make my life as comfortable as possible. And in the mean time, I’ll try doing something.