MMMiii!

Comment from nuaxr
Time: November 18, 2009, 9:20 pm

En garde fellow human!

Comment from jenna
Time: December 6, 2009, 12:14 am

same as what i had experience today.. dec. 15, 2009.. a shit named ‘kingstone’ was forcing me to open an account using my credit card for that damn so-called insurance amounting to 6,650.00 but i refuse. And then he told me “bigyan mo na lang ako ng points”. forcing me to buy “merci card” (insurance daw for accident) for 365.00

Comment from Arlene
Time: December 9, 2009, 10:47 pm

victim dn po ako d2 sa SM Cebu, pa uwi na sana ako tapos may bading na lumapit sa akin, as if nman cno ba nman d gusto na magka kotse dba?? plus 10,000$$ for free wla daw akong babayaran so sumunod ako sa kanya, nkakuha po ako ng insurance buti pagdating na pagdating ko sa bahay cheneck ko tlaga sa internet at nabasa ko lahat ng mga nabiktima so the following day pina cancel ko kaagad sa kanila success nman im still waiting for my refund kc 30-45 days daw… salamat po sa mga bloggers sna po d cla pinahintulutan sa SM mag operate….SM CEBU po…

Comment from hannah marie tamayo
Time: December 23, 2009, 4:34 pm

isa ako sa mga nka experience.but opposite of what ur complaining at.dahil kung tayo mismo alam natin sa sarili natin ang ginagawa natin wala naman clang magagawa eh.siguro kung matino naman ang pag-iisip natin hindi naman tayo gagawa ng isang bagay or magdesisyon na hindi natin nakita na hindi makakatulong.and one thing is ang masama lang naniniwala tayo sa mga tsismis or blogs.it only shows that you yourself mismo wala kang sariling paninindigan or deisyon.am i ryt?

Comment from dhan
Time: January 13, 2010, 11:01 am

tumahimik ka hanna marie…taga philippines prudencial ka cguro at pinagtatanggol mo ang ma scammer…nakasama din ako nyan sa SM CEBU..bading din ang lumapit sa akin..tapos isinama ako sa office nila sa 2nd floor..ang galing nilang magsalita mapapaniwala ka talaga..akalain mong mananalo ka ng kotse tapos $10000 sa raffle..lol..pag pasok ko don agad akong pina register sa computer para confirmation for 45 mins orientation daw..namimigay pa ng isang basong ice tea…at dun na nagsimula palagi nilang tinatanong kung may credit card ka ba or atm savings account…pag pasok sa main office may ipipnapakita silang mga prove na d daw sila scammer like mga news paper..mga certifications at mga taong nanalo na daw sa kanila…tapos nyan interview na sa personal kong buhay..akalain mo kukuha ng pera sayu initila savings ng atleast 60000 up ata yun minimum yan..d ka nila titigilan pag d ka pumayag…valid ba yang ID at Credit cards mo lang ang hahanapin nila..or ATM cards para daw bank to bank daw ang process at may papers pa para aproval mo raw…ano ako gago para pumayag…akalain mong 45 mins naging 4hrs..d talaga ako tinigilan hanggat d ako maka avail..tapos kung ayaw mo talga nag oofer pa sila ng mas mababa..hanggat pumunta na sa 500 para daw registration kung gusto ko raw bumalik good for 1 yr…silbe reservation daw yun sa slot ko…ayus ahhh galing mang uto…sa time ko nun parang babae lahat ang na uto nila…pinupugay pa nila pag member na…ang bilis ng iba wla pagn 45 mins pumayag na smantalang ako naging 4hrs…nagtatanong talaga ako ehhh kinacounter ko mga sinasabi nila…d naman sila makasagot….lol…kaya beter luck next time PPLIC d niyo ako naluko…at salamat sa bag na binigay niyo…dapat dakpin ang mga taong ito…mga SCAMMERSSSSSSSSS!!!!!!!!!!!

Comment from Mi
Time: January 18, 2010, 12:25 pm

Panalo ka dhan! hahaha

Comment from abia
Time: January 21, 2010, 4:18 pm

to dhan

nagtataaka ako sayo..siguro nagustuhan mo rin makipagkwentuhan sa kanila..hhehehe. kasi sabi mo tumagal na 4 na oras dun? para kasing contradicting yung mga sinabi, if nagdududa ka na earlier sa kanila why would stay that long para makipagusap kanila??just asking..hehe. so nakakuha ka rin ng gift sa kanila??

Comment from e
Time: January 26, 2010, 1:47 pm

kelangan sila mapaimbestigahan sa media!!! nabalitaan ko kasi sa mga ibang kaingan ko na nabiktima rin sila ng ganitong modus operandi… hindi raw sila Phil pruedential life last year. parang berkly ata? pero same spot sa megamall… tulungan tayong lahat para di na kumalat ang scam na ito…

Comment from dhan
Time: January 27, 2010, 10:45 am

pinipigilan nga ako umalis ehh…kaya umabot ng 4 hrs d ka nila dali2ng basta kana lng umalis noh..namimilit talaga na dapat kumuha ka ng insurans nila..ang aim nila dapat may makuha sila kahit 500 para reservation daw..parang nasa beding process kami simula 6k hanggang 500 kaya nga ako natagalan..parati ako nagtatanong pwede naba akong umalis kasi d talaga ako kukuha…pero sila patuloy parin ang pagkumbinsi..dapat magpaalam karin ng maayos no..profesional kaya ako…d ako klasi na tao na walang pinag.aralan..yup….makakuha ka talga ng gift either kumuha ka ng insurans o hindi..aalis na nga ako sabi nila intay daw ako kasi may gift daw..nagtanong ako bakit may gift ako d naman ako ng availe..sagot nila..”may gift kami kasi mayaman ang company naim”…satisfy kana?…

Comment from annie
Time: February 2, 2010, 10:26 am

isa dn po akong customer sa pplic.pumunta kami sa sm cebu(jan 15) wd my frend.at that dn,my babaeng lumapit sa amin.ayon sumunod kami sa kanya sa office nla.gusto ko sanang magtanong kng makuha ko pa ba yong pera ko sa kanila.nakuha talaga nla ang loob ko.ang sarap nlang magsalita.nadala talaga nla ako.ngayn ko lang kasi na check sa internet yng mga reklamo nd mga tao.natatakot tuloy ako.ds wk,punta ako sa cebu para ipa cancel ko.nasa mindanao kasi ako ngayon.tulungan nyo naman ako d2 kng makuha ko pa ba yong pera ko.

Comment from Joy
Time: February 15, 2010, 11:10 pm

Isa rin ako sa nabiktima ng mga scammers na yan last sunday pumunta kami sa SM cebu Family date dahil Valentines day.after lunch we walked around then may bakla na parang kabayo namigay ng lolipop tapos hinila ako at nag tanong kung gumagamit ba ako ng credit card so ako nga honest sinabi kong yes then gusto pang tingnan ang card ko so i asked him why?he said don’t worry only I want to look if what kind of card you have.then I get my credit card and show to him then bigla nalang akong hinila punta sa second floor then pag dating namin doon he want me to drink ice tea but i don’t drink then tinuruan pa ako kung papano manalo ng car din may babae tumawag ng pangalan ko sabi pwede na akong pumasok sa loob sabi ko anong gagawin doon sabi may itatanong lang kami at gusto namin ipakita na totoo sila dahil may pinapakita sila na nakalaminated na nanalo nag pera hindi naman ako tanga na maniniwala kaagad…Oo naniniwala ako na magpaparaffles sila nang car but when I am there inside their office nagtaka ako bakit gusto ni Jona na ilapag ang bag ko sa isang upoan hindi ko talaga binitiwan ang aking bag…kasi nag tanong ilan ba ang limet mo sa credit card mo tapos may pina papermahan pa perma kanaman dahil ang sabi nila ay para ma claim mo ang car pag manalo ka gusto ko nang lumabas pero ayaw dahil pagalitan daw siya sa manager i said i don’t care wala naman akong utang sa inyo tapos sabi pa wala ka namang oblegasyon sa amin tapos tinanong ko siya kung saan ako may olegasyon sabi niya wala!nagagalit na ako dahil ang 15 minutes na tanong another 45 minutes for the other question so deretso ko siyang sinabihan gusto ko nang umuwe dahil ang asawa ko nasa baba naghintay sa amin.ayaw pumayag tapos habang naguusap kami ni Jona dalawang babae at isang lalaki nakapaligid sa amin para bang gusto ka nilang pigilan pero tumayo ako at lumabas tapos sumonod siya sa amin ng anak ko tapos pinapapindot ako sa computer para daw manalo ako ng car akala seguro pipindutin ko ang pin number ko sorry nalang nila hindi ako tanga para maluko nila naawa lang ako sa babae don dahil binigay niya ang card nya sa counter baka uminom siya sa inaalok nilang maiinom ako hindi talaga ako uminom sabi pa coffee,sabi ko no thank you sabi pa water,ice tea sabi ko hindi dahil ang nasa isip ko baka may lumay ang pinainom nila at mapasagot ka sa kanila.sana hulihin yan sila marami naman ang nagreklamo sa kanila bakit nasa malaking tindahan pa sila mangloko ng tao.sabi pa niya hindi sila mahuli dahil may mga pulis daw sila

Comment from jess
Time: February 28, 2010, 7:56 pm

mga puta talaga yan. I was waiting for my bf ang tagal niya kaya naisipan ko pumunta sa sm north kakain kasi kami ng dinner sa trinoma e 7 pa kami magkikita. Habang nandun ako may lumapit na lalaki binibigyan ako ng free gift sino ba naman sa atin tatanggi d ba hehe sandali lang naman daw kailangan ko lang pumunta sa lugar nila, so we went there naisip ko naman marami pa akong oras bago dumating bf ko. Pagdating dun pinaregister ako para sa 45 min presentation ok lang naman sakin marami pa akong oras eh, pero pagkatapos nun akalain mo ba naman na bentahan ako ng insurance parang gago sinabi ko na nga na di ko kailangan eh, grabe talga pakiramdam ko hinarass ako kinulit ako nung lalaki hanggang pumirma nalang ako para makaalis umabot na ako ng 3 oras nandun na bf ko. Pano po ba makakakuha ng refund? please help me, sayang din kasi napabili ako ng hindi ko kailangan, lalo na sa mga scammer na yun dapat ma report sila sa tamang authorities.

Comment from Joey
Time: February 28, 2010, 9:07 pm

Imma make this clear I ani’t from that company. i wouldn’t know shit about that company. What i do know is that all ya’ll ain’t a victim of a scam u guys just fell into their sales pitch which is exactly what all ya’ll described. Do you guys even know what a scam is? A scam is when people trick you out of your money for something useless. what these sales agents did they sold you something that could be life changing and life saving. It never hurts to be prepared for the unexpected. WHAT THESE PEOPLE DID IS NOT A SCAM. MOST OF THE PEOPLE HERE DON’T EVEN KNOW WHAT A SCAM IS. DON’T HATE THE PEOPLE WHO TRY SO HARD TO SELL THESE TO YOU THEY HAVE THEIR OWN PROBLEMS, THEY HAVE TO PUT FOOD ON THEIR TABLE AND CLOTHES ON THEIR BACK, THEY HAVE FAMILIES TO TAKE CARE OF JUST LIKE EVERYBODY ELSE IN THIS FUCKED UP WORLD. WHAT YOU GUYS ARE DOIN IS BAD YOU GUYS ARE RUINING THE CHANCES FOR THESE PEOPLE TO SURVIVE IN THIS WORLD. KAKARAMAHIN KAYO LAHAT NG NAGSULAT NG MASAMA ABOUT THIS COMPANY. PAGISIPAN NYO NG MAIGI BAGO NYO SABIHIN NA MASAMA SILA KASI MAGAGAMIT NYO ANG BINILI NYO PAGDATING NG PANAHON.

Comment from Mi
Time: March 1, 2010, 5:25 am

@Jess: surely when you signed up for something you would have a piece of paper confirming your “insurance”. There might be a contact number there.

@Joey: Some of it might have been a sales pitch, but some had experiences of getting their credit card “borrowed” for confirmation of their identity or some other crap, but in fact, getting it swiped already for the purchase of the insurance. If this isn’t a scam, then I don’t know what is. Plus, this company already had their license revoked since April 2009. They are not allowed to sell any plans anymore. Is it still not a scam? Maybe it should be called an illegal operation instead. I am in no way defending any of the people who have left comments here, but before leaving a stupid comment about “clearing up” the meaning of a “scam” and insisting that it is a “sales pitch,” it would do you well to read the previous comments and the linked articles, and more of the comments from that linked article. Sure, these people are trying to make a living for themselves, but the people who got tricked into buying these “insurance plans” also have to make a living, and if they feel they don’t need these plans (assuming it is valid), then it is up to them. A lot of companies now include insurance as a benefit. If they earn enough to have a credit card, then most likely they would have that benefit. Maybe not all, but a lot of them.

Comment from peter
Time: March 1, 2010, 6:33 pm

@Mi: After reading all the comments here I think Joey is correct. It’s a simple sales pitch, and people were convinced enough to buy a product that may help them in the future. My deceased father bought a plan a few years back and when he died we actually got the money from his insurance without any problems. Also I think you’re mistaken as to which company this is. It’s “Philippine Prundential Life Insurance Co.” not the Prudential LIfe who got its licence revoked a few months ago. I believe its under the Insurance Commision, maybe you should just call them to verofy if its a legitimate company.

Comment from Anne
Time: March 1, 2010, 6:50 pm

@ Mi

may point ka din a. Pero may point din si joey e. ewan ko sainyo. Ang hirap kasi magasume sa mga blogs na nakikita ko e. Parang lahat sila galit. Wala silang “unbiased” na view. lahat ng reaction nila naloko silaat ginawang tanga. parng ang unfair naman sa salespeople…

Comment from miong
Time: March 5, 2010, 4:49 pm

its is understood that bloggers mostly got their blog post to be one-sided unless if its an opinionated blog. dont bother telling that blogs are always biased. Blogs are individuals’ diary in the web, so it is expected that its content are one-sided. The good thing is they are sharing their experiences that soon be helpful to others decision-making activities. the bottom line.. next time have a wise decision making habits in dealing these marketing strategies. Im a proud blogger, i value its existence.

Comment from Mi
Time: March 5, 2010, 5:09 pm

Well said, miong. actually I just quit bothering with the 4 “different people” who posted above you. Changing names and email addresses doesn’t make a lot of difference.

Comment from bert
Time: March 5, 2010, 8:46 pm

I don’t think it’s right to say that a product is a scam especially since you didn’t even listen to the product they were trying to sell. You simply made a decision on a whim because you wanted to conform with your friends that it isn’t worth it and they were just trying to sell you a scam. Just because a company is offering you freebies, doesn’t make them scammers do they? Mcdonalds gives out coupons for discounts right? and those coupons count as freebies. Does that mean everytime I buy from Mcdonalds I’m being scammed? I don’t think so. Besides i’m not even forced to buy from mcdonalds they just give me coupons I look at it and decide that the product is worthy of buying. I believe freebies are simply there in order to make a person listen to the sales agents. I myself admit I ignore the people handing out fliers in the mall but I get every freebie that’s being passed around, like the taste tests in groceries or the discount coupons of jollibee or mcdonalds. The sales agents might also have their fair share of problems, most probably because of their professions, if they don’t sell they won’t make a living. The end point is I believe that we shouldn’t judge especially if we haven’t heard them out, we are individuals, we don’t need to conform to the people around us saying it is a scam, we should make a decision for ourselves. I myself was actually approached by a sales agent in sm north edsa near Mcdonalds they gave me a bag :D and asked me to join the raffle so I did, who knows i might win right? I also went to their 45 minute presentation. After that I decided, whether to avail of their product. FYI I didn’t get one because I think I don’t need it yet but maybe I’ll get it when I get a bit older.

Comment from zel
Time: March 6, 2010, 9:28 pm

yesterday,nung nglalakd kmi ng mom q sa sm fairvw my lumpit saking bading and inask nia kung my credit card aq or atm.,i said atm lang..then svi nia qualified daw aq na mglaro ng game nila at ang prize is honda city,.so pinafilup nia q ng cuopon,kc libre naman daw un..then after that cnama nia kmi sa office nla sa 3rd floor.,edi chinika chika nia kmi ng mama q..svi nia kakauspin daw kmi sa loob para iintroduce ung company in 45min.b4 mkpglaro ng slot machine..and then almost 1hr na kmi ng mom q naantay sa my waiting area.,inask q ung agent kung mtagl pa b,svi nia sglit nlng daw aq na ung next.,so its my turn na nga.,infairness to them mgling tlga sila maentertain at ndala aq..tulad nga sa mga kinwento ng ibang ngcoment dito gnyan din ang neexperience q sa loob ng office.,ung 45 min nging 4hrs..naiinis aq bkit aq napapayag dun..and nung nkauwi na kmi i search phil.prudential and nbasa q na nga ang mga to at laking inis q sa srili q kung bkit aq nauto ng gnun..and tomorrow im deciding to go back to their office to cancel my policy..hope na mging maayos ang usapan tomorow..hays..ngwoworry aq sa pera q dhil mtagl q ng ipon un sa savings q..tpos khpon sa isang iglap binawasan nla…

Comment from joey A
Time: March 9, 2010, 8:33 am

hi, we encountered same thing last saturday when me and my wife were shopping in SM Southmall las pinas. they introduced themselves as philippine prudential life… blah blah..
They said that we are qualified for the raffle to play the roulette for a new honda car and US$10,000. so in short we went with them and listen to their so called “one time presentation” for almost 4 hours being curious.
i was questioning their company integrity since they mentioned that the company was established 1960s something but they are not affiliated with prudential life (i dont really get it). so i said how come i never heard of their company before and how come its a “one time presentation” and i can not come back any time if i decided to get insured from them. well i guess its their sales strategy if anyone would fall into it. so in short, they never convinced us to buy from them.
my advice to all readers is: always think think think first before handing your credit card, bank card, atm or debit card to anyone. and never never mention your finances specially to strangers.
@ joey. yeah right they have to work too to get a living…. so as robbers and thieves, they have to steal to put food on their tables. good thing!!!

Comment from charles
Time: March 12, 2010, 3:02 pm

@joey A: Good for you Joey A, it just really shows how the consumer has the last say when buying a product, it is completely up to us whether or not to get the product even if the sales agents are good speakers, even if they are persistently trying to convince us. It is really at our discretion whether or not we decide to buy. We can’t really blame them if we bought their product even though we don’t need it. It is simply our fault.