MMMiii!

Comment from nuaxr
Time: November 18, 2009, 9:20 pm

En garde fellow human!

Comment from jenna
Time: December 6, 2009, 12:14 am

same as what i had experience today.. dec. 15, 2009.. a shit named ‘kingstone’ was forcing me to open an account using my credit card for that damn so-called insurance amounting to 6,650.00 but i refuse. And then he told me “bigyan mo na lang ako ng points”. forcing me to buy “merci card” (insurance daw for accident) for 365.00

Comment from Arlene
Time: December 9, 2009, 10:47 pm

victim dn po ako d2 sa SM Cebu, pa uwi na sana ako tapos may bading na lumapit sa akin, as if nman cno ba nman d gusto na magka kotse dba?? plus 10,000$$ for free wla daw akong babayaran so sumunod ako sa kanya, nkakuha po ako ng insurance buti pagdating na pagdating ko sa bahay cheneck ko tlaga sa internet at nabasa ko lahat ng mga nabiktima so the following day pina cancel ko kaagad sa kanila success nman im still waiting for my refund kc 30-45 days daw… salamat po sa mga bloggers sna po d cla pinahintulutan sa SM mag operate….SM CEBU po…

Comment from hannah marie tamayo
Time: December 23, 2009, 4:34 pm

isa ako sa mga nka experience.but opposite of what ur complaining at.dahil kung tayo mismo alam natin sa sarili natin ang ginagawa natin wala naman clang magagawa eh.siguro kung matino naman ang pag-iisip natin hindi naman tayo gagawa ng isang bagay or magdesisyon na hindi natin nakita na hindi makakatulong.and one thing is ang masama lang naniniwala tayo sa mga tsismis or blogs.it only shows that you yourself mismo wala kang sariling paninindigan or deisyon.am i ryt?

Comment from dhan
Time: January 13, 2010, 11:01 am

tumahimik ka hanna marie…taga philippines prudencial ka cguro at pinagtatanggol mo ang ma scammer…nakasama din ako nyan sa SM CEBU..bading din ang lumapit sa akin..tapos isinama ako sa office nila sa 2nd floor..ang galing nilang magsalita mapapaniwala ka talaga..akalain mong mananalo ka ng kotse tapos $10000 sa raffle..lol..pag pasok ko don agad akong pina register sa computer para confirmation for 45 mins orientation daw..namimigay pa ng isang basong ice tea…at dun na nagsimula palagi nilang tinatanong kung may credit card ka ba or atm savings account…pag pasok sa main office may ipipnapakita silang mga prove na d daw sila scammer like mga news paper..mga certifications at mga taong nanalo na daw sa kanila…tapos nyan interview na sa personal kong buhay..akalain mo kukuha ng pera sayu initila savings ng atleast 60000 up ata yun minimum yan..d ka nila titigilan pag d ka pumayag…valid ba yang ID at Credit cards mo lang ang hahanapin nila..or ATM cards para daw bank to bank daw ang process at may papers pa para aproval mo raw…ano ako gago para pumayag…akalain mong 45 mins naging 4hrs..d talaga ako tinigilan hanggat d ako maka avail..tapos kung ayaw mo talga nag oofer pa sila ng mas mababa..hanggat pumunta na sa 500 para daw registration kung gusto ko raw bumalik good for 1 yr…silbe reservation daw yun sa slot ko…ayus ahhh galing mang uto…sa time ko nun parang babae lahat ang na uto nila…pinupugay pa nila pag member na…ang bilis ng iba wla pagn 45 mins pumayag na smantalang ako naging 4hrs…nagtatanong talaga ako ehhh kinacounter ko mga sinasabi nila…d naman sila makasagot….lol…kaya beter luck next time PPLIC d niyo ako naluko…at salamat sa bag na binigay niyo…dapat dakpin ang mga taong ito…mga SCAMMERSSSSSSSSS!!!!!!!!!!!

Comment from Mi
Time: January 18, 2010, 12:25 pm

Panalo ka dhan! hahaha

Comment from abia
Time: January 21, 2010, 4:18 pm

to dhan

nagtataaka ako sayo..siguro nagustuhan mo rin makipagkwentuhan sa kanila..hhehehe. kasi sabi mo tumagal na 4 na oras dun? para kasing contradicting yung mga sinabi, if nagdududa ka na earlier sa kanila why would stay that long para makipagusap kanila??just asking..hehe. so nakakuha ka rin ng gift sa kanila??

Comment from e
Time: January 26, 2010, 1:47 pm

kelangan sila mapaimbestigahan sa media!!! nabalitaan ko kasi sa mga ibang kaingan ko na nabiktima rin sila ng ganitong modus operandi… hindi raw sila Phil pruedential life last year. parang berkly ata? pero same spot sa megamall… tulungan tayong lahat para di na kumalat ang scam na ito…

Comment from dhan
Time: January 27, 2010, 10:45 am

pinipigilan nga ako umalis ehh…kaya umabot ng 4 hrs d ka nila dali2ng basta kana lng umalis noh..namimilit talaga na dapat kumuha ka ng insurans nila..ang aim nila dapat may makuha sila kahit 500 para reservation daw..parang nasa beding process kami simula 6k hanggang 500 kaya nga ako natagalan..parati ako nagtatanong pwede naba akong umalis kasi d talaga ako kukuha…pero sila patuloy parin ang pagkumbinsi..dapat magpaalam karin ng maayos no..profesional kaya ako…d ako klasi na tao na walang pinag.aralan..yup….makakuha ka talga ng gift either kumuha ka ng insurans o hindi..aalis na nga ako sabi nila intay daw ako kasi may gift daw..nagtanong ako bakit may gift ako d naman ako ng availe..sagot nila..”may gift kami kasi mayaman ang company naim”…satisfy kana?…

Comment from annie
Time: February 2, 2010, 10:26 am

isa dn po akong customer sa pplic.pumunta kami sa sm cebu(jan 15) wd my frend.at that dn,my babaeng lumapit sa amin.ayon sumunod kami sa kanya sa office nla.gusto ko sanang magtanong kng makuha ko pa ba yong pera ko sa kanila.nakuha talaga nla ang loob ko.ang sarap nlang magsalita.nadala talaga nla ako.ngayn ko lang kasi na check sa internet yng mga reklamo nd mga tao.natatakot tuloy ako.ds wk,punta ako sa cebu para ipa cancel ko.nasa mindanao kasi ako ngayon.tulungan nyo naman ako d2 kng makuha ko pa ba yong pera ko.

Comment from Joy
Time: February 15, 2010, 11:10 pm

Isa rin ako sa nabiktima ng mga scammers na yan last sunday pumunta kami sa SM cebu Family date dahil Valentines day.after lunch we walked around then may bakla na parang kabayo namigay ng lolipop tapos hinila ako at nag tanong kung gumagamit ba ako ng credit card so ako nga honest sinabi kong yes then gusto pang tingnan ang card ko so i asked him why?he said don’t worry only I want to look if what kind of card you have.then I get my credit card and show to him then bigla nalang akong hinila punta sa second floor then pag dating namin doon he want me to drink ice tea but i don’t drink then tinuruan pa ako kung papano manalo ng car din may babae tumawag ng pangalan ko sabi pwede na akong pumasok sa loob sabi ko anong gagawin doon sabi may itatanong lang kami at gusto namin ipakita na totoo sila dahil may pinapakita sila na nakalaminated na nanalo nag pera hindi naman ako tanga na maniniwala kaagad…Oo naniniwala ako na magpaparaffles sila nang car but when I am there inside their office nagtaka ako bakit gusto ni Jona na ilapag ang bag ko sa isang upoan hindi ko talaga binitiwan ang aking bag…kasi nag tanong ilan ba ang limet mo sa credit card mo tapos may pina papermahan pa perma kanaman dahil ang sabi nila ay para ma claim mo ang car pag manalo ka gusto ko nang lumabas pero ayaw dahil pagalitan daw siya sa manager i said i don’t care wala naman akong utang sa inyo tapos sabi pa wala ka namang oblegasyon sa amin tapos tinanong ko siya kung saan ako may olegasyon sabi niya wala!nagagalit na ako dahil ang 15 minutes na tanong another 45 minutes for the other question so deretso ko siyang sinabihan gusto ko nang umuwe dahil ang asawa ko nasa baba naghintay sa amin.ayaw pumayag tapos habang naguusap kami ni Jona dalawang babae at isang lalaki nakapaligid sa amin para bang gusto ka nilang pigilan pero tumayo ako at lumabas tapos sumonod siya sa amin ng anak ko tapos pinapapindot ako sa computer para daw manalo ako ng car akala seguro pipindutin ko ang pin number ko sorry nalang nila hindi ako tanga para maluko nila naawa lang ako sa babae don dahil binigay niya ang card nya sa counter baka uminom siya sa inaalok nilang maiinom ako hindi talaga ako uminom sabi pa coffee,sabi ko no thank you sabi pa water,ice tea sabi ko hindi dahil ang nasa isip ko baka may lumay ang pinainom nila at mapasagot ka sa kanila.sana hulihin yan sila marami naman ang nagreklamo sa kanila bakit nasa malaking tindahan pa sila mangloko ng tao.sabi pa niya hindi sila mahuli dahil may mga pulis daw sila

Comment from jess
Time: February 28, 2010, 7:56 pm

mga puta talaga yan. I was waiting for my bf ang tagal niya kaya naisipan ko pumunta sa sm north kakain kasi kami ng dinner sa trinoma e 7 pa kami magkikita. Habang nandun ako may lumapit na lalaki binibigyan ako ng free gift sino ba naman sa atin tatanggi d ba hehe sandali lang naman daw kailangan ko lang pumunta sa lugar nila, so we went there naisip ko naman marami pa akong oras bago dumating bf ko. Pagdating dun pinaregister ako para sa 45 min presentation ok lang naman sakin marami pa akong oras eh, pero pagkatapos nun akalain mo ba naman na bentahan ako ng insurance parang gago sinabi ko na nga na di ko kailangan eh, grabe talga pakiramdam ko hinarass ako kinulit ako nung lalaki hanggang pumirma nalang ako para makaalis umabot na ako ng 3 oras nandun na bf ko. Pano po ba makakakuha ng refund? please help me, sayang din kasi napabili ako ng hindi ko kailangan, lalo na sa mga scammer na yun dapat ma report sila sa tamang authorities.

Comment from Joey
Time: February 28, 2010, 9:07 pm

Imma make this clear I ani’t from that company. i wouldn’t know shit about that company. What i do know is that all ya’ll ain’t a victim of a scam u guys just fell into their sales pitch which is exactly what all ya’ll described. Do you guys even know what a scam is? A scam is when people trick you out of your money for something useless. what these sales agents did they sold you something that could be life changing and life saving. It never hurts to be prepared for the unexpected. WHAT THESE PEOPLE DID IS NOT A SCAM. MOST OF THE PEOPLE HERE DON’T EVEN KNOW WHAT A SCAM IS. DON’T HATE THE PEOPLE WHO TRY SO HARD TO SELL THESE TO YOU THEY HAVE THEIR OWN PROBLEMS, THEY HAVE TO PUT FOOD ON THEIR TABLE AND CLOTHES ON THEIR BACK, THEY HAVE FAMILIES TO TAKE CARE OF JUST LIKE EVERYBODY ELSE IN THIS FUCKED UP WORLD. WHAT YOU GUYS ARE DOIN IS BAD YOU GUYS ARE RUINING THE CHANCES FOR THESE PEOPLE TO SURVIVE IN THIS WORLD. KAKARAMAHIN KAYO LAHAT NG NAGSULAT NG MASAMA ABOUT THIS COMPANY. PAGISIPAN NYO NG MAIGI BAGO NYO SABIHIN NA MASAMA SILA KASI MAGAGAMIT NYO ANG BINILI NYO PAGDATING NG PANAHON.

Comment from Mi
Time: March 1, 2010, 5:25 am

@Jess: surely when you signed up for something you would have a piece of paper confirming your “insurance”. There might be a contact number there.

@Joey: Some of it might have been a sales pitch, but some had experiences of getting their credit card “borrowed” for confirmation of their identity or some other crap, but in fact, getting it swiped already for the purchase of the insurance. If this isn’t a scam, then I don’t know what is. Plus, this company already had their license revoked since April 2009. They are not allowed to sell any plans anymore. Is it still not a scam? Maybe it should be called an illegal operation instead. I am in no way defending any of the people who have left comments here, but before leaving a stupid comment about “clearing up” the meaning of a “scam” and insisting that it is a “sales pitch,” it would do you well to read the previous comments and the linked articles, and more of the comments from that linked article. Sure, these people are trying to make a living for themselves, but the people who got tricked into buying these “insurance plans” also have to make a living, and if they feel they don’t need these plans (assuming it is valid), then it is up to them. A lot of companies now include insurance as a benefit. If they earn enough to have a credit card, then most likely they would have that benefit. Maybe not all, but a lot of them.

Comment from peter
Time: March 1, 2010, 6:33 pm

@Mi: After reading all the comments here I think Joey is correct. It’s a simple sales pitch, and people were convinced enough to buy a product that may help them in the future. My deceased father bought a plan a few years back and when he died we actually got the money from his insurance without any problems. Also I think you’re mistaken as to which company this is. It’s “Philippine Prundential Life Insurance Co.” not the Prudential LIfe who got its licence revoked a few months ago. I believe its under the Insurance Commision, maybe you should just call them to verofy if its a legitimate company.

Comment from Anne
Time: March 1, 2010, 6:50 pm

@ Mi

may point ka din a. Pero may point din si joey e. ewan ko sainyo. Ang hirap kasi magasume sa mga blogs na nakikita ko e. Parang lahat sila galit. Wala silang “unbiased” na view. lahat ng reaction nila naloko silaat ginawang tanga. parng ang unfair naman sa salespeople…

Comment from miong
Time: March 5, 2010, 4:49 pm

its is understood that bloggers mostly got their blog post to be one-sided unless if its an opinionated blog. dont bother telling that blogs are always biased. Blogs are individuals’ diary in the web, so it is expected that its content are one-sided. The good thing is they are sharing their experiences that soon be helpful to others decision-making activities. the bottom line.. next time have a wise decision making habits in dealing these marketing strategies. Im a proud blogger, i value its existence.

Comment from Mi
Time: March 5, 2010, 5:09 pm

Well said, miong. actually I just quit bothering with the 4 “different people” who posted above you. Changing names and email addresses doesn’t make a lot of difference.

Comment from bert
Time: March 5, 2010, 8:46 pm

I don’t think it’s right to say that a product is a scam especially since you didn’t even listen to the product they were trying to sell. You simply made a decision on a whim because you wanted to conform with your friends that it isn’t worth it and they were just trying to sell you a scam. Just because a company is offering you freebies, doesn’t make them scammers do they? Mcdonalds gives out coupons for discounts right? and those coupons count as freebies. Does that mean everytime I buy from Mcdonalds I’m being scammed? I don’t think so. Besides i’m not even forced to buy from mcdonalds they just give me coupons I look at it and decide that the product is worthy of buying. I believe freebies are simply there in order to make a person listen to the sales agents. I myself admit I ignore the people handing out fliers in the mall but I get every freebie that’s being passed around, like the taste tests in groceries or the discount coupons of jollibee or mcdonalds. The sales agents might also have their fair share of problems, most probably because of their professions, if they don’t sell they won’t make a living. The end point is I believe that we shouldn’t judge especially if we haven’t heard them out, we are individuals, we don’t need to conform to the people around us saying it is a scam, we should make a decision for ourselves. I myself was actually approached by a sales agent in sm north edsa near Mcdonalds they gave me a bag :D and asked me to join the raffle so I did, who knows i might win right? I also went to their 45 minute presentation. After that I decided, whether to avail of their product. FYI I didn’t get one because I think I don’t need it yet but maybe I’ll get it when I get a bit older.

Comment from zel
Time: March 6, 2010, 9:28 pm

yesterday,nung nglalakd kmi ng mom q sa sm fairvw my lumpit saking bading and inask nia kung my credit card aq or atm.,i said atm lang..then svi nia qualified daw aq na mglaro ng game nila at ang prize is honda city,.so pinafilup nia q ng cuopon,kc libre naman daw un..then after that cnama nia kmi sa office nla sa 3rd floor.,edi chinika chika nia kmi ng mama q..svi nia kakauspin daw kmi sa loob para iintroduce ung company in 45min.b4 mkpglaro ng slot machine..and then almost 1hr na kmi ng mom q naantay sa my waiting area.,inask q ung agent kung mtagl pa b,svi nia sglit nlng daw aq na ung next.,so its my turn na nga.,infairness to them mgling tlga sila maentertain at ndala aq..tulad nga sa mga kinwento ng ibang ngcoment dito gnyan din ang neexperience q sa loob ng office.,ung 45 min nging 4hrs..naiinis aq bkit aq napapayag dun..and nung nkauwi na kmi i search phil.prudential and nbasa q na nga ang mga to at laking inis q sa srili q kung bkit aq nauto ng gnun..and tomorrow im deciding to go back to their office to cancel my policy..hope na mging maayos ang usapan tomorow..hays..ngwoworry aq sa pera q dhil mtagl q ng ipon un sa savings q..tpos khpon sa isang iglap binawasan nla…

Comment from joey A
Time: March 9, 2010, 8:33 am

hi, we encountered same thing last saturday when me and my wife were shopping in SM Southmall las pinas. they introduced themselves as philippine prudential life… blah blah..
They said that we are qualified for the raffle to play the roulette for a new honda car and US$10,000. so in short we went with them and listen to their so called “one time presentation” for almost 4 hours being curious.
i was questioning their company integrity since they mentioned that the company was established 1960s something but they are not affiliated with prudential life (i dont really get it). so i said how come i never heard of their company before and how come its a “one time presentation” and i can not come back any time if i decided to get insured from them. well i guess its their sales strategy if anyone would fall into it. so in short, they never convinced us to buy from them.
my advice to all readers is: always think think think first before handing your credit card, bank card, atm or debit card to anyone. and never never mention your finances specially to strangers.
@ joey. yeah right they have to work too to get a living…. so as robbers and thieves, they have to steal to put food on their tables. good thing!!!

Comment from charles
Time: March 12, 2010, 3:02 pm

@joey A: Good for you Joey A, it just really shows how the consumer has the last say when buying a product, it is completely up to us whether or not to get the product even if the sales agents are good speakers, even if they are persistently trying to convince us. It is really at our discretion whether or not we decide to buy. We can’t really blame them if we bought their product even though we don’t need it. It is simply our fault.

Comment from xian21
Time: March 18, 2010, 8:39 pm

sabihin na ntin ang method nila ay iba. pero hindi ba na sa ating mga buyers parin ang huling desisyon kung magustuhan man natin ang product or not? napaka kitid ng mga utak ng tao para i sisi ang isang bagay kahit alam nila na sila namn ang gumagawa ng desisyon. sino ba ang may hawak ng credit card at atm nyo? dba kayo! ako bilang policy holder nasasaktan ako kasi maraming tao ang naniniwala sa blog or tsismis na gawa-gawa lang ng isang tao para siraan ang isang company… since blog’s is in today it is also the way of some company to destroy the reputation.. i would like to ask you mi are working from other company right? it seems you’r so affected kahit di kana man policy holder…stop the dam thing kasi kaming mga policy holder ang affected hindi kayong mga di na avail…kumuha ako ng policy para sa future ko kasi pinarealize nila sakin na ang future ko ay dapat kung pahalagahan at ang buhay ng pamilya ko.. kaya pinapahalagahan ba ninyo????//

Comment from Mi
Time: March 18, 2010, 9:02 pm

I’m not a policy holder of this company because I am already insured through the company I work for.

It’s true that the credit card holder always has the last decision whether to sign up for these plans or not. However, there were people who got tricked into signing up even if they did not want to. Some may have been unaware to sign without reading the documents they signed so they can be blamed. Some also got inadvertently charged because they had their cards swiped behind their backs and they just find out later that they’re being charged for it.

It is not my goal to speak ill of this stupid company. If you read the post itself, it is about my experience from the phone call. And as I have mentioned, I think that people get scammed because of their need or getting tricked into freebies. My reactions in the comments of this post is from the other people who have commented on this post and on other people’s blog posts’ comments.

When you signed up for your policy, was your card swiped behind your back? Did you read everything and was willing to go through the regular payments? If yes, then there’s no problem with that. Because you willingly wanted to go through with it. Read the goddamn post again and the comments from other people. Read the linked blog post and all the 527 (currently) comments from there too.

What is this “‘dam’ thing” you want me to stop? The post itself which just shares my experience and that I didn’t go through with it because I read another article? I never even once mentioned against getting insurance policies. Go get insurance wherever you want. I am not the one who wrote the comments about being victimized. This post nor the comments is not an attack against policy holders. How you got that idea, I don’t know. Unless you work for that company and you feel that you are being affected, then too bad, so sad. And if I sound affected, it’s because of comments like yours which sound like personal attacks on me. I have every right to comment back (especially on my own blog) when people like you leave comments that sound against ME personally or blogs or the blog community in general.

Get a life, kthx.

Comment from joey A
Time: March 18, 2010, 10:06 pm

lol….

Comment from charles
Time: March 19, 2010, 1:19 am

@mi: I agree that the credit card holder always has the last decision on whether to sign up for the plans or not. But I don’t believe that people can be tricked to avail of something they don’t want to, then simply don’t sign. You say that some signed the documents without reading and who’s fault is that for signing? isn’t it the cardholders fault for being ignorant enough to simply keep on signing without reading the documents, remember in Law Ignorance is not an excuse. Being Ignorant here is the same it isn’t an excuse to say that their methods of selling are bad. Also people can’t be charged behind their backs because their credit cards were swiped, that’s impossible without their signature it wouldn’t be approved. I think the people that are commenting in some of the blogs need to get their stories straight because it seems pretty much bulls**t to me.

Comment from tun
Time: March 24, 2010, 2:20 am

no comment. basta ako, dun ako maniwala sa facts, hindi sa opinyon ng mga taong walang alam kundi manira ng kompanyang walang ibang goal kundi matulngan tau. tama yung ibang nag comment dito, kung ganun yung strategy nila, ganun na talaga yun, di na natin pwede baguhin kasi may sarili din silang strategy, dunsa mga kumuha na maraming salita, ewan ko ba anong e tawag ko sa inyo, kumukuha kayo ng di niyo alam? pumirma kau ng di niyo alam? heler…. policy holder din ako kaya alam ko kung ano ang mga ginagawa nila. kung nag yes ka or mag no, nasa u din yan. kung ayaw mo talaga kahit pilitin ka, wala talaga silang magagawa. kya walang nangyari sa buhay niyo eh, kasi puro kau reklamo. mag aral kau.

Comment from Kon Sernd Sitisen
Time: April 10, 2010, 1:53 pm

They are not scammers. They sell a legitimate product from a duly registered philippine company. The distribution method is telemarketing, a relatively new system of moving products that people mistakenly think is a scam owing mostly to the public’s unfamiliarity.

Comment from Kon Sernd Sitisen
Time: April 10, 2010, 2:10 pm

The thing is you have to scrutinize the plan they are offering to see if it suits your financial needs and your finances. Even the law prescribes that it is the buyer’s inherent responsibility to examine the thing or service being offered, failing which the buyer forfeits his right to disown the sale transaction he entered. BUYER BEWARE is a universally held principle in conducting the commerce of man. The exceptions are if the buyer was coerced, legally underaged, mentally unfit, or if there was deception in the sale. Otherwise, you are stuck with what you bought. Life insurance, you see, has been in the market for over a hundred years and is a highly legitimate product which has proven, over time, that it can deliver real financial benefits in terms of organized savings and timely indemnity for death or disability. It is no exaggeration to say that everyone needs life insurance. What is exaggerated is the ruthless condemnation of one company simply because their marketing style is comparatively new. Mga kagaya rin natin sila who are out to make a decent living.

Remember, a buyer’s right to disown the purchase transaction which he otherwise voluntarily entered is not absolute. The buyer, too, has a responsibility which if reneged on forfeits that right. Let us keep an open mind about these things.

Comment from adv
Time: April 22, 2010, 8:28 am

FINAL NOTIFICATION: Gud day! Ds s Ms. Michelle Cruz, As part of THANKSGIVING PROGRAM. PHIL. PRUDENTIAL, Entitled u to claim 3 EXCLUSIVE REWARD and PRIVILEGES for Free. U nid to Claim and Activate “Today” at Equitable tower makati. For your claiming code which u will need 2 present upon claiming, pls call (02-755132) frm: mon/sat, bet. 9am to 5pm. Many Thanks and GodBless! (Disregard if Claimed). From cell # 09206231106. Na received ko ang message to ngayon lang April 22, 2010 at around 8am. Sa palagay ko scam ito, dahil di naman ako connected to PRUDENTIAL. Sa hirap ng buhay maraming manloloko. Ingat kayo at maniguro.

Comment from Mi
Time: April 28, 2010, 7:46 pm

buti ignore mo lang

Comment from caye
Time: May 1, 2010, 10:47 am

sa akin naman may nag text telling me na sya si nathalie de guzman from prudential life,that i won 3 priveledges and eclusive rewards..i just need to call on their main office at sa makati pa ha..on thi number that they gave me.. (02)7551532 but i check it first sa internet kung ano yung mga contact numbers..that’s why i read yung mga article sa scam,,so just wondering at dahil madami naman akong load..lol i call then sabi nga raw nanalo ako and etc..nagtanong sila kung may 3 valid id’s daw ako and when i said voter’s and postal daw,nagtanong if i have bank accounts cc and etc.. sabi ko wala..then sabi mag iinquire daw sila sa main office kung ano ang pwedeng gawin para ma avail ko yung napanalunan ko..lolllssss… halatang scam talaga,that’s why i know na peke yun..

Comment from caye
Time: May 1, 2010, 10:51 am

yung comment from adv ganong ganoon din yung na receive ko..buti di ako nag pa uto..jejejeje

Comment from Maria Zoraida Villasis
Time: June 9, 2010, 4:22 pm

I got the same circumstances. I’ve got a text from a certain Ms. Kimchie telling me
that i have to claim a reward from the main office of Phil. Prudential. I got curious but i surf the internet first to secure first hand information. I saw these comments.Thanks God!

Comment from celine
Time: June 14, 2010, 6:50 pm

i think… pplic wont put their branches at sm malls if scam lng ung company nila
same that henry sy wont allow for sure tenants na manlolokko
mall un… if u think naloko kayo, u can easily notify guards or the sm admin.
at ang isang taong matino ay hnd naman mapipilit sa isang bagay na ayaw nya.

Comment from anony
Time: June 27, 2010, 12:48 am

cguro nga hindi panloloko na maituturing ang pagdebit sa account mo kahit ipinacancel mo na’to .. hinayaan ko na nga na hindi na marefund ang around 21K na binayad ko ‘di pa cla nakuntento, kinunan pa nila ng 2 beses ulit ang account ko… malamang hindi nga panloloko… pagnanakaw! palibhasa OFW ako at ‘di ko cla personal na mapuntahan.. sana lang sa darating na araw e tumigil na cla dahil hindi biro ang maghanapbuhay sa ibang bansa na malayo sa mga mahal sa buhay. ang nakakagalit pa e ‘pag tumawag ka sa hotline nila e pagpapasa-pasahan ka pa at meron pang manloloko sa kabilang linya na animo’y taga-ibang planeta ang kausap mo! dumaan din naman ako sa panahon na hindi kumain at halos mamalimos na pero hindi ko ginawa na magsamantala ng iba dahil lang sa kahirapan.

Comment from bonnie
Time: June 27, 2010, 7:24 pm

Hi, Mi…Just want to share my story last Thursday regarding Philippine Prudential
Insurance…

I received a text from Mr. Winnie Andrade of Prudential Life, FINAL NOTIFICATION - that I won three major prices: Prudential Life Insurance until my 60 years old, a Datamex scholarship (and can be transferred) and raffle draw. I did call Mr. Winnie Andrade regarding this and advised me that I must have first these requirements: job, ATM, credit card, checking or passbook account and government identification card. Since I have these requirements, I asked Mr. Andrade when to get these my prizes. He told me that I would receive text or call from him again as soon as I have the claiming code and that would be the time to go to Prudential Paseo de Roxas, Makati City. It’s been a while when we had our conversation that I also forgot these things because I had also job to do. Last June 12, 2010, when I checked all my received texts, I saw again Mr. Andrade texts. I did text him again when I get my claiming code for my prizes and even finished my text if these prizes are real or scam. He didn’t answer so I really thought, it was a scam BUT I NEVER ERASED HIS TEXTED BECAUSE I THOUGHT OF HELPING PRUDENTIAL INSURANCE IN CASE I HAVE A CHANCE.

June 24, 2010, after my routine facial cleaning at Dermaclinic Megamall, (the time was 4:30 p.m.), I had the chance to visit Prudential Life. I went left side first. I talked to customer service staff and showed the texted of Mr. Winnie Andrade. She told me:
“Ma’am, dyan sa right side yan, punta ka dyan, sila makakatulong dyan.”
I went to right side and while walking, a male employee approached me and asked if I have credit cards. I told to him,
“sandali lang ha, may aayusin lang ako dito sa Prudential.” When I went to Prudential right side, I asked one front liner,
“Ma’am, may papakita lang ako sa inyo if totoo ito or scam.” I did read the texted of Mr. Winnie Andrade of Prudential Life; she said,
“Ma’am dito po tayo sa isang room.”
The front liner and gay employee escorted me to another room. A different front liner of that room, aside to former front liner (and the gay also with my side) said to me,
“Yes, Ma’am, ano po yon?”
I responded, “I just want to know kse itong text sakin ni Mr. Winnie Andrade of Prudential Life kung totoo ito, that I have a final notifications from Prudential that I won and must have claiming code. Kasi nung nag usap kami ni Mr. Winnie Andrade, sabi niya na may prudential life insurance ako till 60 years, Datamex scholarship and raffle promos. Pero kailangan may ATM/Credit cards ako, job and banking accounts.” ALL OF THEM AGREED, from the former to the other front liner to that gay,
“Ma’am totoo yan di yan scam.”
Thus, I believed it was all true because they agreed to the text message of Mr. Winnie Andrade. I still remembered, they wrote the name of Winnie Andrade to the PPLIC AUTOHAN. BILANGAN II. I WAS SO HAPPY TO GET THESE PRIZES. The front liner again told me,
“Ma’am okey lang, may i-prepresent lang ako sa inyo, 45 minutes lang.”
I was, that time, didn’t want to say “yes” of that 45 minutes because I had to go to my office. However, in view of the fact that “I THOUGHT” I WON THREE PRIZES, I said yes and signed a paper.
The Sales or Marketing Officer (I’m sorry again I forgot her name, the thing I remembered to her, she is a nurse and graduated at CEU) really good in sales/marketing, very responsive, presentable and beautiful. And to be honest, I even helped her in my little way, by getting a “protector plan” amounting P2,565.00. I did declare to her that I have Manulife and Philam Insurances now. When I saw the time, it was 6:47 p.m, I became annoying because I didn’t have the time to visit my office and also thought it was only 45 minutes. I wanted to ask that then my 3 prizes but my face was kinda irritated again (because I didn’t have time to check my office) when someone approached me,
“Ma’am basta gusto mo yung isa…” She didn’t have the chance to complete her sentence because I said,
“I’m sorry.”
Again, somebody (also a Sales/Marketing Officer) sat in front of me, talked me while waiting to the nurse, “Ma’am, tiga-saan ka?”
I answered, “Mandaluyong,”
Since it was an evidence that my face was kinda upset with the time, she told me,
“Ma’am, sasamahan kita sa raffle promos and dollar game habang hinihintay natin yung certificate mo. Ano po ang gusto mo gift?”
After that, I asked her,
“when ko makukuha yung prudential plan ko and Datamex?”
She said,
“yun lang pong protector po and yan bag mo.”
I was so curious and the same time sadden; I did ask again,
“e ano yung 3 prizes na sinabi ni Mr. Winnie Andrade and nag-oo ang front liners nyo sa labas?”
She asked the nurse and approached me,
“Ma’am, tanong ko po manager ko…”
I went outside and said,
“bakit sabi nyo, totoo itong text ni Mr. Winnie Andrade at hindi scam.”
I was pissed off and some of the front liners and the nurse wanted me to sit down and eased my hotheaded face. I did say to her,
“sana pala di nako nag punta dito, parang scam ang ginawi niyo sakin e.”
What made more angry, when the manager of the nurse said to me,
“I-check po muna namin yung name ni Mr. Winnie Andrade kung tiga dito kasi po, iba yung Prudential Life nasa Paseo Makati, kami po Philippine Prudential kami…” and I heard a Sales/Marketing Officer (a guy not gay) told me “BIGYAN NYO NA LANG NG GIFTS TOKEN NATIN!” I just asked the name of the President of PPLIC because I wanted to open up my concern regarding this eventually and walked-out.
First, I went to Prudential Life to HELP THEIR COMPANY by visiting personally regarding the text of Mr. Winnie Andrade; I even read it in front of them and showed the text messaged if it was REAL OR SCAM. My query now, WHY DID FRONTLINERS SAY IT WAS ALL REAL? Second query, I said and even showed the texted messages came from Mr. Winnie Andrade - WHY DID THE FRONT LINERS ACKNOWLEDGE THE NAME OF MR. WINNIE ANDRADE? Third query, WHY DID THE SALES MANAGER ONLY CHECK THE NAME OF MR. WINNIE ANDRADE IF HE IS EMPLOYED ONLY WHEN I ASKED? Fourth, one of the employees said: “BIGYAN NYO NA LANG NG GIFTS TOKEN NATIN!” I was wearing shorts, slippers and I didn’t have any make-up because of my derma. My question again, DOES PRUDENTIAL LIFE PREFER CUSTOMERS WHO ARE CLASS A? Yes, I want to get my prizes because of the Datamex scholarship because I want to give it for my niece and if ever I just wore shorts and looked like: “parang bahay ang suot” I believe, must be RESPECTED. I maybe sound arrogant, but the Sales/Marketing Officer (the nurse) may be my witness who I am. If I walked-out because I was pissed off to their front liners, the Sales/Marketing Manager of the nurse and the one who said to just give me gifts or token. I really felt, I EXPERIENCED SCAM by PHILIPPINE PRUDENTIAL LIFE INSURANCE COMPANY.

Comment from nica
Time: July 13, 2010, 11:51 am

i was once a victim… danvil ek-ek ung name nila telling na nagmerge n sila na phil.prudential sa SM north ito… all of our experiences are the same, may lalapit na tao (mostly bading) tas ssbhin na may freebies at wala ka tlgang babayran pero once you get there, the SCAM starts. papainumin ka ng ice tea tas may 45 min orientation daw. sa galing nila mangumbinsi, mpapaavail ka tlga ng inaalok nila. in short nagavail nga ako, pero imbis na security ang maramdaman ko dhil sa incurance eh tlgang hnd ako mapakali kaya sinearch ko sa Insurance Commission ang name nila to find out na hnd sila registered doon.. so tlgang napanic na ako… i rush to their office para ipa cancel ung policy ko, una ayaw nila i-cancel, sabi ko i have valid reasons and iba yung sinasabi nila verbally sa mga nkalagay sa policy. (thanks sa law subjects ko at marami akong pangontra sa knila) parang ayaw tlga nila ako pansinin so gumawa tlga ako ng eksena sa office nila to distract their other clients kaya yun, kinansel na nila yung polcy tas nerevert na nila yung binayad ko sa credit card then i waited pa ng 1month para makuha ung checke ko sa main office nila for the cash that i paid… thank god nakuha ko lhat ng binayad ko.. months later na tv na cila dhil sa financial problems nila. sa lahat ng nabiktima… make a move, wag lang kayo papasindak sa knila…

Comment from Mi
Time: July 13, 2010, 2:07 pm

Thank you for your comments, everyone. :)

Comment from Jen
Time: July 15, 2010, 5:42 pm

basta hwag na hwag kau pumayag na walang refund kasi para kayong naloko ulit

Comment from carol
Time: July 20, 2010, 11:44 pm

grabeh..victim din ako.juz last sunday sa sm north..i dont know kng pano nila ako napapayag..sbi kc ng agent and what i understood they will seek for approval from my credit card company,pero ung approval pla is that pag nswipe na ibig sbihin approved na ko..wla ako mgawa kc debited n sya,ayoko pa tlga pirmahan pero ang dami sinabi that made me sign to that confirmation.dahil n rin cguro sa pagmamadli kya pmayag nko..that night ndi ako mpakali kc my utang nko agad sa credit card n 14k wen actually hanggang 2k lng aq pggumamit ako ng cc.the next day bumalik ako sa ofis nla this is at sm north for cancellation..ilang agent kmausap skin until the manager talk to me.i said i want to cancel the plan.ayaw nila,they gave me options like to downgrade daw instead of the premium n 1610 460 nlng daw,.ndi parin aq pmayag..the plan was not cancelled yet,balik daw ako saturday for my final decision,well i wont cahnge my mind im no longer interested with that.they better credit back my 14k.ndi rin daw basta basta ang refund,,wel hey..anu ung nsa contract na 15 day free look period stating that i have no obligation 15 days from date of receipt and that i may discontinue with the plan..i really nid to get back my 14k before my statement date that is on the 25th,or else ksama n un sa billing ko..
CAN ANYBODY TELL ME KNG MERON N NKAPAG CANCEL AND THE MONEY WAS REFUNDED??FOR HOW MANY DAYS??TNX!!

Comment from michael aguirre tablizo
Time: July 22, 2010, 4:08 pm

if you want guyz para masupil ang gantong panloloko try to contact my friend who work as a reporter in gma7 try to coordinate with him anyway his good so he will help you guyz hirs the number +639277532190 and explain to him everything about the mode of operation of this group by the way i also received a text message from them saying that i need to claim all the prizes but of course i didnt believe so i replied them to stop whatever their bag plans to others because pretty sure mahu2li din sila ayon gudluck at indi nman ako nabiktima kaiinis lng sa gan2ng panahon n maraming mga naghi2rap sa2bayan p ng mga manloloko.

Comment from marise
Time: July 28, 2010, 10:12 pm

to carol..we have the same exprnce..wag ka titigil na hndi marefund un..galing ako sa ofis nila knina…and thanks God..marerefund daw pero 30-45 banking days daw..hopefully eh tlga ibalik nila un sa cc ko..try to have affidavit kase ngpagawa ako nun sa lawyer…snbi ko sa knila kung ayaw nila ng eskandalo eh icancel nila ung policy..and pls..wag k pupunta dun mg isa..mgsama ka..ksma ko mom ko pero pinalabas sya..pero dat time bgla din ak my nririnig na ngsisigaw na ngrereklamo..1year n daw sya nghuhulog dun and nasa ibang bnsa din sila ng fmly nya..nun check daw nya eh super laki na ng nwala sa savings nila..almost 20k…kaya ngkaron ako ng chance na tawagn ule ang mom ko sa labas…hndi gnun kadali mgpacancel sa knila…pero pinaintndi ko sa knla na hndi ako nggugulo..icancel nila and refund ung debit nila skin tpos ang usapan…to all employees of pplic..naintndhan ko kau na ur just doin ur job..i know mhrap n tlga ang mundo ngaun..uu pinamkha nio skin profsional kau..but as prfsional, do ur job honestly…my nakausap akong isang sales agent na hndi na din nya maatim ung way ng work nia…cgro mhrap paniwalaan ung mga cnsbi ng nabiktima pero once na naexprnce nio na din..dun nio p ln tlga mapapaniwalaan…for the management of SM..i hope..maitgil na ung gn2ng strategy..nakakaawa ung mga taong wlang kamalay malay at walng mgawa…

Comment from adrian
Time: July 29, 2010, 2:36 am

@Carol-yep, I hope you comeback there as soon as possible baka ubusin lang nila ‘yung 15 days look-in period. Gawa kadin ng eksena and kapag may nakita kang client sa lobby nila i-discourage mo para gawin nila ‘yung refund mo gaya ng ginawa ni nica… hehehe

Grabe ang mga ‘yan, matagal na nago-operate ‘yan (paiba-iba lang ng name) and I remember sa megamall 5 years ago (I think) nadala kami sa office nila and I knew immediately na insurance, I told them meron na akong insurance na existing from my parents and ayaw ko na kumuha, ang-dami pa nga nila nabibiktima especially may mga kasamang bata… I kept on telling them no, tapos papalitan ng isa pang agent,NO, tapos dadating supervisor, NO, tapos dadating ‘yung manager, NO talaga, hay naku ‘yung 45 minutes naging 4 hours din and my GF then (now my wife) were already pissed dahil naubos ‘yung quality time namin and hinaharangan pa kami lumabas… sayang talaga time namin kahit hindi kami nag-avail kasi once a month lang kami nun magkita na-sayang pa… T_T we just charged it to experience. I know hard selling ginagwa nila pero sana naman they find another way to get clients like online marketing, sobrang dami namang naghahanap ng insurance it’s just for them to find their market at hindi nila kelangan mamilit at manloko.

Comment from Learhesa delos Reyes
Time: August 16, 2010, 12:59 pm

I’m also a victim of scam. I received a text last week from Prudential Philippines saying Ii receive 3 rewards and for the claiming code I need to visit their office at Makati to get the code and look for Ms. Kyle something. I’m glad I check in the internet about their company which is a scam. TY