MMMiii!

Well… I do have my reasons. I kind of heard about this from Tom before. He explained that if you have CC and you pay your dues on time and stuff, you can slowly increase your credit limit. So that’s what I want to do. The point is simply just pay the dues on time, don’t let what happened to Orc happen to me wherein he got buried with debt because of CC.

Mama and I were discussing getting a loan as well. In three years, that will be possible. It’s a long time from now, but it wouldn’t hurt thinking about the future. I said before that I’m not the type of person who thinks into the future too much but it’s not bad thinking about it every once in a while. If I do get a loan, and I haven’t found any small business opportunity by then, I could just put it into a Time Deposit account and let it mature, and then get a loan again, and probably, the loan I can get will be higher. Rinse, Wash, Repeat. It might take a couple of years. This is just an idea.

It’s no big secret that I don’t have plans living in this hole forever. But if in case I won’t be able to go away, the least I could do is make my life as comfortable as possible. And in the mean time, I’ll try doing something.